uob private banking
uob private banking
Blog Article
UOB Bank gives a range of particular banking companies intended to satisfy the financial requires of people. Beneath is an intensive overview to help you have an understanding of The real key factors and offerings.
Sorts of Accounts
Personal savings Account: This account permits you to get monetary savings while earning fascination.
Attributes: Easy accessibility, interest earnings, small fees.
Added benefits: Protected spot for your funds, likely growth by way of desire.
Existing Account: Perfect for daily transactions and controlling fees.
Functions: Checkbook facility, overdraft defense.
Benefits: Practical for normal payments and withdrawals.
Fixed Deposit Account: For anyone aiming to earn increased fascination rates more than a fixed time period.
Capabilities: Fixed term deposits, larger curiosity costs as compared to financial savings accounts.
Rewards: Safe financial commitment possibility with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans that could be useful for many applications like instruction or home renovation.
Types:
Installment Financial loans
Credit history Traces
Positive aspects: Flexible repayment terms, aggressive fascination costs.
Property Loans: Personalized methods for obtaining residence or refinancing current mortgages.
Styles:
Preset Amount Property Mortgage
Floating Price Home Personal loan
Positive aspects: Distinct ideas to suit particular person demands, desirable rates.
Bank cards
UOB gives a range of charge cards catering to various existence and shelling out routines:
Benefits Cards: Gain points on each individual acquire which can be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on daily paying out including groceries and eating out.
Travel Cards: click here Distinctive Rewards like air miles accumulation and vacation insurance policy protection.
Expense Expert services
For individuals enthusiastic about growing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to long-phrase progress targets.
Structured Deposits * Brings together the attributes of classic deposits with financial investment goods. * Perhaps better returns but with a few risk involved.
Insurance policies Solutions
To shield yourself and your family against unforeseen occasions:
Existence Insurance policies * Delivers money stability in case of Loss of life or vital disease. * Could also serve as a cost savings Device with regards to the coverage picked.
Wellness Insurance policy * Covers medical expenses together with hospitalization prices. * Important for mitigating large healthcare prices.
Electronic Banking Providers
Comfort at your fingertips through electronic platforms:
World wide web Banking
Permits you to manage your funds on the internet:
See account balances and transaction record
Transfer cash in between accounts or pay back expenses
Submit an application for new items (financial loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Brief harmony checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
With these comprehensive offerings, UOB aims to deliver customized banking methods that cater especially to individual demands while making certain benefit and safety in all transactions.